Fast, Flexible Loans for Your Next Flatbed Trailer

Flat Bed Trailer Finance Australia

Compare Lenders and Loans – Obligation Free

We do the legwork for you by comparing a wide range of lenders and loan options tailored to your needs. There’s no cost and no obligation—just the opportunity to find a finance solution that fits. Best of all, our loan comparison process will not affect your credit rating.

Choose the Loan That Suits You and Get Approved

After you select the ideal loan for your needs, our knowledgeable team will guide you through every step of the approval process. We focus on making it simple, transparent, and stress-free, so you can proceed with full confidence, knowing you’ve made the best financial choice for your Prime Mover purchase.

Receive Funds Quickly and Take Fast Delivery

Once your loan is approved, the funds are promptly released, allowing you to confidently take delivery of your Prime Mover without any hassle. The process is designed to be smooth and efficient—no unnecessary delays or stress—just a straightforward path to getting behind the wheel of your new vehicle.

ABOUT

Financing Options & Features

Whether you’re hauling equipment, freight, or oversized loads, Truckloans.net.au offers tailored flat bed trailer finance solutions to help you get the gear you need—without the financial red tape.

Loan Amount

$5,000 – $500,000+

Balloon / Residual Payments

Optional residual or balloon payment

Loan Duration

1–7 years

Asset Age

Finance available even for vehicles over 25 years old at term-end

OUR SERVICES

What Finance Structures Are Available?

Why Finance Your Flat Bed Trailer With Us?

If you’re a business owner or contractor with an ABN, we can help you secure competitive finance options—even if you don’t have full financials available. Our streamlined application process is built for Australian operators who need fast approvals and practical finance terms.

Loans from $5,000+

Our loan amounts are scalable to suit your operational needs. From lightweight flatbeds to heavy-duty transport trailers, we can tailor finance options that support your growth—without overextending your cash flow.

Fast pre-approvals

We’ve streamlined our process to offer fast pre-approvals, often within 24–48 hours. Whether you’re buying from a dealer or private seller, getting pre-approved means you can negotiate with confidence.

No Financials Required Options

We offer no financials required loan options for eligible applicants. If you have an active ABN and meet basic lending criteria, we can assess your application using alternative documentation

New or used flat bed trailers

Our flexible lending criteria allow you to purchase from licensed dealers, private sellers, or auctions across Australia. We’ll help you structure a loan that works for your cash flow and ensures your trailer investment supports your business goals.

ABOUT

FAQ: Flat Bed Trailer Financing

Can I get trailer finance without providing full financials?

Yes. We offer low doc and no financials required options for eligible applicants. If you have an active ABN and meet basic lending requirements, we can assess your application using alternative documents like bank statements or BAS.

What types of flat bed trailers can I finance?

You can finance new or used flat bed trailers including drop decks, extendable trailers, and custom-built units. We also support purchases from dealers, private sellers, and auctions across Australia.

Do I need a deposit to get approved?

In many cases, no deposit is required. However, having a deposit can help strengthen your application and potentially lower your repayments. We’ll guide you on the best structure for your loan.

How quickly can I get approved?

We offer fast pre-approvals, often within 24 to 48 hours of receiving your application. Our team works with urgency to get you moving as quickly as possible.

Can I finance a trailer under my business name?

Absolutely. As long as you have a registered ABN, we can finance the trailer under your business or trading name—even if you’re a sole trader or newly established.

Is finance available for private sales?

Yes. We can assist with flat bed trailer loans for private sales, including verifying the seller and arranging secure payment, so you can buy with confidence outside of a dealership.

What documents do I need to apply?

To get started, you’ll typically need:

  • ABN details

  • Driver’s licence

  • Proof of income (bank statements or BAS if no financials available)

  • Trailer details or quote

We keep the paperwork simple so you can focus on running your business.

Tax & GST Benefits of Financing a Flat Bed Trailer

When financing a flat bed trailer through a business structure, there may be potential tax and GST advantages. Here are a few commonly claimed benefits:

GST Refund on Purchase Price

If you’re registered for GST, you may be eligible to claim the GST portion of the trailers purchase price when lodging your BAS.

Depreciation Deductions

The value of your trailer may be depreciated over time, reducing your taxable income.

Claimable Interest Costs

Interest paid on business-related finance may be tax-deductible.

Tip: Always consult with your accountant or tax adviser to confirm eligibility based on your business’s financial situation.

REPAYMENTS

Loan Calculator

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REVIEWS

What our clients say about us.

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Jenbert Pythons
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Michelle was awesome once again, went above and beyond to help us reach our goal. Highly recommend the team at iCredit & in particular, Michelle.
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katrina mcfarland
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Emily was a dream to work with and extremely conscientious, always going above and beyond and very personable, highly recommend to everyone, thank you.
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Nickayla Lyons
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I purchased a new horse float with Julie’s help. She was very friendly yet professional, she explained everything for me to easily understand. I highly recommend anyone looking to purchase something new through Icredit to ask for Julie, you will not be disappointed with your service!!
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Melissa Fitzgerald
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It was the most relaxed process, with little to no hassle. Very straight forward. All questions answered in full, no hidden fees or costs. I will be using this company from now on. I can not fault them.
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Alice Webb
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Matt and Emily from iCredit were helpful and easy to deal with. The loan application process was quick and easy. Thank you
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Karren Atherton
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Very quick super easy and friendly.. will definitely be using Emily and Erin again .. Thank you ladies
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Nicholas Boylett
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Emily Collins from icredit was amazing to deal with. The approval was super quick, stress free and very easy. Approval was done and payment made with in 3 days and that was over a weekend. Thanks for all your help.
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Zoe Eagger
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I recently had the pleasure of working with Michelle Connell at iCredit, and I cannot recommend her enough! From the moment I reached out to her about securing a loan for a horse float, she was absolutely amazing. She was not only incredibly quick to respond to all my inquiries, but she made the entire process feel effortless and stress-free. Normally, dealing with finance companies can feel like a hassle, but Michelle completely turned that experience around. She was so professional, attentive, and personable, and she truly went above and beyond to ensure everything was handled smoothly. She explained all the details clearly, guided me through each step, and kept me updated throughout the entire process. Thanks to Michelle’s expertise and dedication, what could have been a stressful experience turned into something truly pleasant. If you’re ever in need of financial assistance, I highly recommend reaching out to Michelle at iCredit—she’s a true gem!
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Casey Nahi
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Julie helped me secure my dream float, the most lovely, thoughtful and helpful lady I have dealt with.
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Lauren Conway
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Matt & Emily were great to deal with, very smooth process from start to finish

Resources

Choosing the Right Prime Mover for Your Business

 

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Flat Bed Trailer Finance

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