A quick & transparent process
Prime Mover Finance
Compare Lenders and Loans – Obligation Free
Choose the Loan That Suits You and Get Approved
Receive Funds Quickly and Take Fast Delivery
ABOUT
Financing Options & Features
At iCREDIT, we offer tailored finance solutions for both new and used prime movers, with flexible terms:
Loan Amount
Balloon / Residual Payments
Loan Duration
Asset Age
OUR SERVICES
What Finance Structures Are Available?
Extensive Lender Access
Over 40 Australian banks and equipment financiers—giving you top market rates
Credit Profile Friendly
Even if you have less-than-perfect credit, we offer second‑chance options.
Same‑Day Decisions, Fast Funding
Get pre‑approval quickly, and once approved, funding can be cleared within 24 hours
Buy With Confidence
Pre‑purchase approvals let you shop with certainty—whether buying from a dealer, private seller, or auction.
ABOUT
FAQ: Prime Mover Financing
Can I finance both new and used prime movers through iCREDIT?
Yes, iCREDIT offers finance solutions for both new and used prime movers, including older models purchased from dealers, auctions, or private sellers.
What is the maximum age of a prime mover I can finance?
Although most lenders have a truck age limit of 25 years old at the end of the loan term, iCREDIT has a range of lenders available that can accommodate older model trucks.
What types of loans are available for prime movers?
We offer chattel mortgages, finance leases, unsecured loans, and lines of credit. The best option depends on your business needs and ownership goals.
Can I get approved with a low deposit or no deposit?
Yes, in many cases we can arrange low or no deposit finance, subject to your credit profile and the age/value of the vehicle.
How long does it take to get approved and funded?
iCREDIT offers fast approvals, in some cases funding can be available within 24–48 hours once all documentation is completed and the loan is approved.
Do you offer finance for private sales or auction purchases?
Absolutely. We can help finance prime movers bought from private sellers, online marketplaces, or auction houses—Australia-wide.
Can I still apply if I’ve had credit issues in the past?
Yes, iCREDIT works with specialist lenders who offer second-chance finance options for applicants with past credit defaults or low credit scores.
Tax & GST Benefits of Financing a Prime Mover
When financing a prime mover through a business structure, there may be potential tax and GST advantages. Here are a few commonly claimed benefits:
GST Refund on Purchase Price
If you’re registered for GST, you may be eligible to claim the GST portion of the truck’s purchase price when lodging your BAS.
Depreciation Deductions
The value of your truck may be depreciated over time, reducing your taxable income.
Claimable Interest Costs
Interest paid on business-related finance may be tax-deductible.
Tip: Always consult with your accountant or tax adviser to confirm eligibility based on your business’s financial situation.
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Choosing the Right Prime Mover for Your Business
